/* ==========================================================================
   Insurance portal v3 — customer, agent and broker pages (new design).
   Loaded after portal.css by upgrade/layouts/insurance_portal.php (body.ip2).
   Manrope, ink #0f2236, hairline #e2e8ef, cloud #f4f7fa. --ip2-brand is the
   agency's own colour (platform blue #1273c4 when none is set).
   ========================================================================== */
body.ip2 { --ink: #0f2236; --muted: #5a6b7d; --faint: #8a99a8; --line: #e2e8ef; --cloud: #f4f7fa;
  --ok: #149c6b; --ok-bg: #e6f5ee; --q: #b7790a; --q-bg: #fbf3e3; --bad: #d0422f; --bad-bg: #fbebe8; --info: #1d6fb8; --info-bg: #e8f1fa;
  --brand: var(--ip2-brand, #1273c4); --brand-soft: color-mix(in srgb, var(--brand) 9%, #fff); --brand-line: color-mix(in srgb, var(--brand) 24%, #fff);
  --shadow: 0 1px 2px rgba(15, 34, 54, .04), 0 1px 1px rgba(15, 34, 54, .02); }
body.ip2 .ip3-ico { flex: none; display: block; }
body.ip2 a { color: inherit; }
body.ip2 :focus-visible { outline: 2px solid var(--brand); outline-offset: 2px; }

/* ── Signed-in shell ─────────────────────────────────────────────────────── */
body.ip2 .ip3-top { position: sticky; top: 0; z-index: 60; background: rgba(255, 255, 255, .94); backdrop-filter: saturate(1.4) blur(10px); -webkit-backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid var(--line); }
body.ip2 .ip3-top-in { max-width: 1240px; margin: 0 auto; height: 64px; padding: 0 24px; display: flex; align-items: center; gap: 28px; }
body.ip2 .ip3-brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); min-width: 0; }
body.ip2 .ip3-brand-mark { flex: none; display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; background: var(--brand); color: #fff; overflow: hidden; }
body.ip2 .ip3-brand-mark img { width: 100%; height: 100%; object-fit: contain; background: #fff; }
body.ip2 .ip3-brand b { font-size: 15px; font-weight: 700; letter-spacing: -.2px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; max-width: 220px; }
body.ip2 .ip3-nav { display: flex; align-items: center; gap: 4px; flex: 1; min-width: 0; }
body.ip2 .ip3-nav a { display: inline-flex; align-items: center; gap: 8px; height: 38px; padding: 0 12px; border-radius: 10px; font-size: 14px; font-weight: 600; color: var(--muted); text-decoration: none; white-space: nowrap; }
body.ip2 .ip3-nav a:hover { color: var(--ink); background: var(--cloud); }
body.ip2 .ip3-nav a.is-on { color: var(--brand); background: var(--brand-soft); }
body.ip2 .ip3-me { position: relative; margin-left: auto; }
body.ip2 .ip3-me summary { list-style: none; cursor: pointer; display: flex; align-items: center; gap: 10px; padding: 4px 6px 4px 4px; border-radius: 999px; border: 1px solid var(--line); background: #fff; }
body.ip2 .ip3-me summary::-webkit-details-marker { display: none; }
body.ip2 .ip3-me summary:hover { border-color: #cfd8e2; }
body.ip2 .ip3-av { display: grid; place-items: center; width: 32px; height: 32px; border-radius: 999px; background: var(--brand); color: #fff; font-size: 12px; font-weight: 700; }
body.ip2 .ip3-me-name { font-size: 13px; font-weight: 600; max-width: 140px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
body.ip2 .ip3-me-menu { position: absolute; right: 0; top: calc(100% + 8px); width: 260px; padding: 8px; border-radius: 14px; background: #fff; border: 1px solid var(--line); box-shadow: 0 18px 40px -12px rgba(15, 34, 54, .22); }
body.ip2 .ip3-me-head { padding: 10px 10px 12px; border-bottom: 1px solid var(--line); margin-bottom: 6px; }
body.ip2 .ip3-me-head strong { display: block; font-size: 14px; }
body.ip2 .ip3-me-head span { display: block; font-size: 12px; color: var(--faint); overflow-wrap: anywhere; margin-top: 2px; }
body.ip2 .ip3-me-menu a, body.ip2 .ip3-me-menu button { display: flex; align-items: center; gap: 10px; width: 100%; padding: 10px; border: 0; border-radius: 10px; background: none; font-weight: 500; font-size: 14px; font-family: inherit; color: var(--ink); text-decoration: none; cursor: pointer; text-align: left; }
body.ip2 .ip3-me-menu a:hover, body.ip2 .ip3-me-menu button:hover { background: var(--cloud); }
body.ip2 .ip3-me-menu form { margin: 0; }
body.ip2 .ip3-me-menu .is-danger { color: var(--bad); }
body.ip2 .ip3-main { max-width: 1240px; margin: 0 auto; padding: 32px 24px 64px; display: flex; flex-direction: column; gap: 24px; }
body.ip2 .ip3-main.is-narrow { max-width: 920px; }
body.ip2 .ip3-tabbar { display: none; }

/* ── Page header ─────────────────────────────────────────────────────────── */
body.ip2 .ip3-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
body.ip2 .ip3-head h1 { margin: 0; font-size: 30px; line-height: 1.15; font-weight: 700; letter-spacing: -.6px; color: var(--ink); }
body.ip2 .ip3-head p { margin: 6px 0 0; font-size: 15px; line-height: 1.55; color: var(--muted); max-width: 640px; }
body.ip2 .ip3-head-actions { display: flex; gap: 10px; flex-wrap: wrap; }
body.ip2 .ip3-back { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 600; color: var(--muted); text-decoration: none; margin-bottom: 10px; }
body.ip2 .ip3-back:hover { color: var(--brand); }
body.ip2 .ip3-kicker { display: block; margin: 0 0 6px; font-size: 13px; font-weight: 600; color: var(--brand); }

/* ── Buttons ─────────────────────────────────────────────────────────────── */
body.ip2 .ip3-btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; height: 42px; padding: 0 18px; border-radius: 11px; border: 1px solid var(--line); background: #fff; font-weight: 600; font-size: 14px; font-family: inherit; color: var(--ink); text-decoration: none; cursor: pointer; white-space: nowrap; transition: background-color .15s ease, border-color .15s ease, filter .15s ease, transform .1s ease; -webkit-tap-highlight-color: transparent; }
body.ip2 .ip3-btn:hover { background: var(--cloud); border-color: #cfd8e2; }
body.ip2 .ip3-btn:active { transform: translateY(1px); }
body.ip2 .ip3-btn.is-primary { background: var(--brand); border-color: var(--brand); color: #fff; }
body.ip2 .ip3-btn.is-primary:hover { filter: brightness(.93); background: var(--brand); }
body.ip2 .ip3-btn.is-soft { background: var(--brand-soft); border-color: var(--brand-line); color: var(--brand); }
body.ip2 .ip3-btn.is-danger { color: var(--bad); }
body.ip2 .ip3-btn.is-sm { height: 34px; padding: 0 12px; font-size: 13px; border-radius: 9px; }
body.ip2 .ip3-btn.is-lg { height: 48px; padding: 0 22px; font-size: 15px; }
body.ip2 .ip3-btn.is-wide { width: 100%; }
body.ip2 .ip3-btn:disabled, body.ip2 .ip3-btn[aria-disabled="true"] { opacity: .55; cursor: not-allowed; filter: none; transform: none; }
body.ip2 .ip3-btn.is-loading { position: relative; color: transparent !important; pointer-events: none; }
body.ip2 .ip3-btn.is-loading .ip3-ico { opacity: 0; }
body.ip2 .ip3-btn.is-loading::after { content: ""; position: absolute; inset: 0; margin: auto; width: 18px; height: 18px; border-radius: 999px; border: 2px solid rgba(255, 255, 255, .45); border-top-color: #fff; animation: ip3spin .7s linear infinite; }
body.ip2 .ip3-btn.is-loading:not(.is-primary)::after { border-color: rgba(15, 34, 54, .18); border-top-color: var(--ink); }
@keyframes ip3spin { to { transform: rotate(360deg); } }
body.ip2 .ip3-link { color: var(--brand); font-weight: 600; text-decoration: none; }
body.ip2 .ip3-link:hover { text-decoration: underline; }

/* ── Cards, stats, lists ─────────────────────────────────────────────────── */
body.ip2 .ip3-card { background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow); min-width: 0; }
body.ip2 .ip3-card-pad { padding: 22px 24px; }
body.ip2 .ip3-card-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; padding: 18px 24px; border-bottom: 1px solid var(--line); }
body.ip2 .ip3-card-head h2, body.ip2 .ip3-card h2 { margin: 0; font-size: 17px; font-weight: 700; letter-spacing: -.2px; color: var(--ink); }
body.ip2 .ip3-card-head p { margin: 2px 0 0; font-size: 13px; color: var(--muted); }
body.ip2 .ip3-muted { margin: 0; font-size: 14px; line-height: 1.55; color: var(--muted); }
body.ip2 .ip3-small { font-size: 12.5px; color: var(--faint); }
body.ip2 .ip3-grid2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
body.ip2 .ip3-split { display: grid; grid-template-columns: minmax(0, 1fr) 360px; gap: 24px; align-items: start; }
body.ip2 .ip3-stack { display: flex; flex-direction: column; gap: 20px; min-width: 0; }
body.ip2 .ip3-stats { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
body.ip2 .ip3-stat { display: flex; gap: 14px; align-items: flex-start; padding: 18px 20px; background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow); min-width: 0; text-decoration: none; color: var(--ink); }
body.ip2 a.ip3-stat:hover { border-color: var(--brand-line); }
body.ip2 .ip3-stat-ico { flex: none; display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--brand-soft); color: var(--brand); }
body.ip2 .ip3-stat-ico.is-ok { background: var(--ok-bg); color: var(--ok); }
body.ip2 .ip3-stat-ico.is-q { background: var(--q-bg); color: var(--q); }
body.ip2 .ip3-stat-ico.is-info { background: var(--info-bg); color: var(--info); }
body.ip2 .ip3-stat small { display: block; font-size: 13px; font-weight: 500; color: var(--muted); }
body.ip2 .ip3-stat strong { display: block; margin-top: 2px; font-size: 24px; line-height: 1.15; font-weight: 700; letter-spacing: -.5px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
body.ip2 .ip3-stat em { display: block; margin-top: 2px; font-style: normal; font-size: 12px; color: var(--faint); }
body.ip2 .ip3-actions { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
body.ip2 .ip3-action { display: flex; align-items: center; gap: 14px; padding: 18px 20px; background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow); text-decoration: none; color: var(--ink); transition: border-color .15s ease, box-shadow .15s ease; }
body.ip2 .ip3-action:hover { border-color: var(--brand-line); box-shadow: 0 6px 18px -10px rgba(15, 34, 54, .25); }
body.ip2 .ip3-action > span:nth-child(2) { flex: 1; min-width: 0; }
body.ip2 .ip3-action strong { display: block; font-size: 15px; font-weight: 700; }
body.ip2 .ip3-action small { display: block; margin-top: 2px; font-size: 13px; color: var(--muted); line-height: 1.45; }
body.ip2 .ip3-action > .ip3-ico:last-child { color: var(--faint); }
body.ip2 .ip3-list { display: flex; flex-direction: column; }
body.ip2 .ip3-row { display: grid; grid-template-columns: auto minmax(0, 1fr) auto auto auto; align-items: center; gap: 16px; padding: 16px 24px; border-top: 1px solid var(--line); text-decoration: none; color: var(--ink); }
body.ip2 .ip3-list > .ip3-row:first-child { border-top: 0; }
body.ip2 a.ip3-row:hover { background: #fafbfd; }
body.ip2 .ip3-row-ico { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--cloud); color: var(--muted); }
body.ip2 .ip3-row-main strong { display: block; font-size: 15px; font-weight: 600; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
body.ip2 .ip3-row-main small { display: block; margin-top: 2px; font-size: 13px; color: var(--muted); overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
body.ip2 .ip3-row-meta { text-align: right; font-size: 13px; color: var(--muted); white-space: nowrap; }
body.ip2 .ip3-row-meta b { display: block; color: var(--ink); font-weight: 600; }
body.ip2 .ip3-row > .ip3-ico:last-child { color: var(--faint); }
body.ip2 .ip3-mono { font-family: "Geist Mono", ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 13px; }

/* Pills */
body.ip2 .ip3-pill { display: inline-flex; align-items: center; gap: 6px; padding: 4px 10px 4px 9px; border-radius: 999px; font-size: 12.5px; font-weight: 600; white-space: nowrap; background: var(--cloud); color: var(--muted); }
body.ip2 .ip3-pill::before { content: ""; width: 6px; height: 6px; border-radius: 999px; background: currentColor; }
body.ip2 .ip3-pill.is-ok { background: var(--ok-bg); color: var(--ok); }
body.ip2 .ip3-pill.is-q { background: var(--q-bg); color: var(--q); }
body.ip2 .ip3-pill.is-bad { background: var(--bad-bg); color: var(--bad); }
body.ip2 .ip3-pill.is-info { background: var(--info-bg); color: var(--info); }

/* Key/value list */
body.ip2 .ip3-dl { margin: 0; }
body.ip2 .ip3-dl > div { display: flex; justify-content: space-between; gap: 16px; padding: 12px 0; border-top: 1px solid var(--line); font-size: 14px; }
body.ip2 .ip3-dl > div:first-child { border-top: 0; padding-top: 0; }
body.ip2 .ip3-dl dt { color: var(--muted); }
body.ip2 .ip3-dl dd { margin: 0; font-weight: 600; text-align: right; overflow-wrap: anywhere; }

/* Notes and banners */
body.ip2 .ip3-note { display: flex; gap: 12px; align-items: flex-start; padding: 14px 16px; border-radius: 12px; background: var(--cloud); color: var(--muted); font-size: 13.5px; line-height: 1.5; }
body.ip2 .ip3-note .ip3-ico { margin-top: 1px; color: var(--brand); }
body.ip2 .ip3-note.is-ok { background: var(--ok-bg); color: #0f6b49; } body.ip2 .ip3-note.is-ok .ip3-ico { color: var(--ok); }
body.ip2 .ip3-note.is-q { background: var(--q-bg); color: #7a5208; } body.ip2 .ip3-note.is-q .ip3-ico { color: var(--q); }
body.ip2 .ip3-note.is-bad { background: var(--bad-bg); color: #8f2e20; } body.ip2 .ip3-note.is-bad .ip3-ico { color: var(--bad); }
body.ip2 .ip3-note strong { color: inherit; }
body.ip2 .ip3-banner { display: flex; align-items: center; gap: 20px; padding: 22px 24px; border-radius: 16px; background: var(--brand); color: #fff; flex-wrap: wrap; }
body.ip2 .ip3-banner > div { flex: 1; min-width: 220px; }
body.ip2 .ip3-banner h2 { margin: 0; font-size: 18px; font-weight: 700; color: #fff; }
body.ip2 .ip3-banner p { margin: 4px 0 0; font-size: 14px; line-height: 1.5; color: rgba(255, 255, 255, .86); }
body.ip2 .ip3-banner .ip3-btn { background: #fff; border-color: #fff; color: var(--brand); }
body.ip2 .ip3-banner .ip3-btn:hover { filter: brightness(.96); }
body.ip2 .ip3-banner form { margin: 0; }

/* Documents */
body.ip2 .ip3-docs { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
body.ip2 .ip3-doc { display: flex; align-items: center; gap: 12px; padding: 14px 16px; border: 1px solid var(--line); border-radius: 14px; text-decoration: none; color: var(--ink); background: #fff; }
body.ip2 a.ip3-doc:hover { border-color: var(--brand-line); background: var(--brand-soft); }
body.ip2 .ip3-doc > span:nth-child(2) { flex: 1; min-width: 0; }
body.ip2 .ip3-doc strong { display: block; font-size: 14px; font-weight: 600; }
body.ip2 .ip3-doc small { display: block; font-size: 12px; color: var(--faint); margin-top: 1px; }
body.ip2 .ip3-doc .ip3-row-ico { background: var(--brand-soft); color: var(--brand); width: 36px; height: 36px; border-radius: 10px; }
body.ip2 .ip3-doc.is-off { background: var(--cloud); color: var(--faint); }
body.ip2 .ip3-doc.is-off .ip3-row-ico { background: #fff; color: var(--faint); }

/* Empty state */
body.ip2 .ip3-empty { text-align: center; padding: 44px 24px; }
body.ip2 .ip3-empty-ico { display: inline-grid; place-items: center; width: 56px; height: 56px; border-radius: 16px; background: var(--brand-soft); color: var(--brand); margin-bottom: 14px; }
body.ip2 .ip3-empty h3 { margin: 0 0 6px; font-size: 16px; font-weight: 700; color: var(--ink); }
body.ip2 .ip3-empty p { margin: 0 auto 16px; max-width: 420px; font-size: 14px; line-height: 1.55; color: var(--muted); }

/* Product cards */
body.ip2 .ip3-products { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
body.ip2 .ip3-product { display: flex; flex-direction: column; gap: 12px; padding: 22px; background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow); }
body.ip2 .ip3-product-top { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
body.ip2 .ip3-product h2 { margin: 0; font-size: 18px; font-weight: 700; letter-spacing: -.2px; }
body.ip2 .ip3-product p { margin: 0; font-size: 14px; line-height: 1.55; color: var(--muted); flex: 1; }
body.ip2 .ip3-tag { display: inline-flex; align-items: center; gap: 6px; font-size: 12.5px; font-weight: 600; color: var(--muted); }
body.ip2 .ip3-tag.is-fast { color: var(--ok); }

/* Forms */
body.ip2 .ip3-form { display: flex; flex-direction: column; gap: 16px; margin: 0; }
body.ip2 .ip3-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
body.ip2 .ip3-fields .is-wide { grid-column: 1 / -1; }
body.ip2 .ip3-field { display: flex; flex-direction: column; gap: 6px; margin: 0; min-width: 0; }
body.ip2 .ip3-field > span { font-size: 13px; font-weight: 600; color: var(--ink); }
body.ip2 .ip3-field > span em { font-style: normal; font-weight: 500; color: var(--faint); margin-left: 4px; }
body.ip2 .ip3-field > small { font-size: 12.5px; color: var(--faint); line-height: 1.45; }
body.ip2 .ip3-input, body.ip2 .ip3-form input:not([type=checkbox]):not([type=radio]):not([type=hidden]):not([type=file]), body.ip2 .ip3-form select, body.ip2 .ip3-form textarea {
  width: 100%; min-width: 0; height: 46px; padding: 0 14px; border: 1px solid #d6dee7; border-radius: 12px; background: #fff; font-weight: 500; font-size: 15px; font-family: inherit; color: var(--ink); transition: border-color .15s ease, box-shadow .15s ease; }
body.ip2 .ip3-form textarea[rows="3"] { min-height: 88px; }
body.ip2 .ip3-form textarea { height: auto; min-height: 120px; padding: 12px 14px; line-height: 1.55; resize: vertical; }
body.ip2 .ip3-form input:focus, body.ip2 .ip3-form select:focus, body.ip2 .ip3-form textarea:focus, body.ip2 .ip3-input:focus { outline: none; border-color: var(--brand); box-shadow: 0 0 0 3px color-mix(in srgb, var(--brand) 16%, transparent); }
body.ip2 .ip3-form input[disabled] { background: var(--cloud); color: var(--muted); }
body.ip2 .ip3-form input[type=file] { font-weight: 500; font-size: 14px; font-family: inherit; color: var(--muted); padding: 12px; border: 1px dashed #c9d3de; border-radius: 12px; background: var(--cloud); width: 100%; }
body.ip2 .ip3-field.has-error input, body.ip2 .ip3-field.has-error select, body.ip2 .ip3-field.has-error textarea { border-color: var(--bad); }
body.ip2 .ip3-err { font-size: 12.5px; font-weight: 600; color: var(--bad); }
body.ip2 .ip3-pw { position: relative; }
body.ip2 .ip3-pw input { padding-right: 48px !important; }
body.ip2 .ip3-pw button { position: absolute; right: 4px; top: 4px; width: 38px; height: 38px; display: grid; place-items: center; border: 0; border-radius: 9px; background: none; color: var(--faint); cursor: pointer; }
body.ip2 .ip3-pw button:hover { color: var(--ink); background: var(--cloud); }
body.ip2 .ip3-meter { height: 4px; border-radius: 999px; background: var(--line); overflow: hidden; }
body.ip2 .ip3-meter i { display: block; height: 100%; width: 0; background: var(--bad); transition: width .2s ease, background-color .2s ease; }
body.ip2 .ip3-check { display: flex; gap: 10px; align-items: flex-start; font-size: 14px; color: var(--ink); cursor: pointer; }
body.ip2 .ip3-check input { width: 18px; height: 18px; margin: 1px 0 0; accent-color: var(--brand); }
body.ip2 .ip3-form-error { display: none; }
body.ip2 .ip3-form-error.is-on { display: flex; }

/* Guided request steps */
body.ip2 .ip3-guide { display: flex; flex-direction: column; gap: 14px; }
body.ip2 .ip3-guide-q { display: none; flex-direction: column; gap: 8px; }
body.ip2 .ip3-guide-q.is-on { display: flex; }
body.ip2 .ip3-guide-bar { display: flex; gap: 6px; }
body.ip2 .ip3-guide-bar i { flex: 1; height: 4px; border-radius: 999px; background: var(--line); }
body.ip2 .ip3-guide-bar i.is-done { background: var(--brand); }
body.ip2 .ip3-guide-nav { display: flex; justify-content: space-between; gap: 10px; }
body.ip2 .ip3-chips { display: flex; gap: 8px; flex-wrap: wrap; }
body.ip2 .ip3-chips button { height: 36px; padding: 0 14px; border-radius: 999px; border: 1px solid var(--line); background: #fff; font-weight: 600; font-size: 13px; font-family: inherit; color: var(--ink); cursor: pointer; }
body.ip2 .ip3-chips button.is-on, body.ip2 .ip3-chips button:hover { border-color: var(--brand); color: var(--brand); background: var(--brand-soft); }

/* Steps / timeline */
body.ip2 .ip3-steps { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 16px; }
body.ip2 .ip3-steps li { display: grid; grid-template-columns: 28px minmax(0, 1fr); gap: 12px; }
body.ip2 .ip3-steps li > b { display: grid; place-items: center; width: 28px; height: 28px; border-radius: 999px; background: var(--brand-soft); color: var(--brand); font-size: 12.5px; }
body.ip2 .ip3-steps strong { display: block; font-size: 14px; }
body.ip2 .ip3-steps span { display: block; font-size: 13px; color: var(--muted); line-height: 1.5; }
body.ip2 .ip3-timeline { list-style: none; margin: 0; padding: 0; }
body.ip2 .ip3-timeline li { position: relative; padding: 0 0 20px 28px; }
body.ip2 .ip3-timeline li::before { content: ""; position: absolute; left: 6px; top: 6px; width: 10px; height: 10px; border-radius: 999px; background: var(--brand); box-shadow: 0 0 0 4px var(--brand-soft); }
body.ip2 .ip3-timeline li::after { content: ""; position: absolute; left: 10.5px; top: 20px; bottom: 0; width: 1px; background: var(--line); }
body.ip2 .ip3-timeline li:last-child { padding-bottom: 0; }
body.ip2 .ip3-timeline li:last-child::after { display: none; }
body.ip2 .ip3-timeline strong { display: block; font-size: 14px; }
body.ip2 .ip3-timeline time { display: block; font-size: 12px; color: var(--faint); margin: 2px 0 4px; }
body.ip2 .ip3-timeline p { margin: 0; font-size: 13.5px; color: var(--muted); line-height: 1.5; }

/* Tables */
body.ip2 .ip3-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
body.ip2 .ip3-table { width: 100%; border-collapse: collapse; }
body.ip2 .ip3-table th { padding: 11px 24px; background: var(--cloud); border-bottom: 1px solid var(--line); text-align: left; font-size: 12px; font-weight: 600; color: var(--muted); white-space: nowrap; }
body.ip2 .ip3-table td { padding: 14px 24px; border-bottom: 1px solid var(--line); font-size: 14px; vertical-align: middle; }
body.ip2 .ip3-table tbody tr:last-child td { border-bottom: 0; }
body.ip2 .ip3-table td small { display: block; font-size: 12.5px; color: var(--faint); margin-top: 2px; }
body.ip2 .ip3-table .is-num { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
body.ip2 .ip3-table tr.is-link { cursor: pointer; }
body.ip2 .ip3-table tr.is-link:hover td { background: #fafbfd; }
body.ip2 .ip3-toolbar { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin: 0; }
body.ip2 .ip3-search { display: flex; align-items: center; gap: 8px; width: 300px; max-width: 100%; height: 42px; padding: 0 12px; border: 1px solid #d6dee7; border-radius: 11px; background: #fff; color: var(--faint); }
body.ip2 .ip3-search input { flex: 1; min-width: 0; border: 0; outline: none; background: transparent; font-weight: 500; font-size: 14px; font-family: inherit; color: var(--ink); }
body.ip2 .ip3-search:focus-within { border-color: var(--brand); box-shadow: 0 0 0 3px color-mix(in srgb, var(--brand) 16%, transparent); }
body.ip2 .ip3-toolbar select { height: 42px; padding: 0 12px; border: 1px solid #d6dee7; border-radius: 11px; background: #fff; font-weight: 500; font-size: 14px; font-family: inherit; color: var(--ink); }

/* Expandable rows (customers) */
body.ip2 .ip3-acc { border-top: 1px solid var(--line); }
body.ip2 .ip3-acc:first-child { border-top: 0; }
body.ip2 .ip3-acc > summary { list-style: none; cursor: pointer; display: grid; grid-template-columns: auto minmax(0, 1.4fr) minmax(0, 1fr) auto auto 20px; align-items: center; gap: 16px; padding: 14px 24px; }
body.ip2 .ip3-acc > summary::-webkit-details-marker { display: none; }
body.ip2 .ip3-acc > summary:hover { background: #fafbfd; }
body.ip2 .ip3-acc[open] > summary .ip3-ico:last-child { transform: rotate(180deg); }
body.ip2 .ip3-acc-body { padding: 4px 24px 22px 80px; display: flex; flex-direction: column; gap: 16px; }
body.ip2 .ip3-who { display: flex; align-items: center; gap: 12px; min-width: 0; }
body.ip2 .ip3-who .ip3-av { width: 40px; height: 40px; font-size: 13px; background: var(--brand-soft); color: var(--brand); }

/* Toasts (replaces the old pill flash inside the new shell) */
body.ip2 .ip-flash { position: fixed; z-index: 90; top: 76px; left: 50%; transform: translateX(-50%); display: flex; align-items: center; gap: 10px; max-width: min(560px, calc(100% - 32px)); padding: 12px 16px; border-radius: 12px; background: #fff; color: var(--ink); border: 1px solid var(--line); box-shadow: 0 18px 40px -14px rgba(15, 34, 54, .3); font: 600 14px/1.45 "Manrope", system-ui, sans-serif; }
body.ip2 .ip-flash--success { border-color: #bfe6d4; } body.ip2 .ip-flash--success i { color: var(--ok); }
body.ip2 .ip-flash--error { border-color: #f1c4bc; } body.ip2 .ip-flash--error i { color: var(--bad); }
body.ip2 .ip-flash button { margin-left: 6px; border: 0; background: none; color: var(--faint); cursor: pointer; padding: 2px; display: grid; }

/* ── Public auth pages (sign in, set password, register) ─────────────────── */
body.ip2 .ip3-auth { min-height: 100vh; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); background: #fff; }
body.ip2 .ip3-auth-side { position: relative; display: flex; flex-direction: column; justify-content: space-between; gap: 40px; padding: 40px 56px; background: var(--brand); color: #fff; overflow: hidden; }
body.ip2 .ip3-auth-side::after { content: ""; position: absolute; right: -120px; bottom: -120px; width: 420px; height: 420px; border-radius: 999px; border: 64px solid rgba(255, 255, 255, .07); pointer-events: none; }
body.ip2 .ip3-auth-side .ip3-brand { color: #fff; }
body.ip2 .ip3-auth-side .ip3-brand-mark { background: rgba(255, 255, 255, .16); }
body.ip2 .ip3-auth-copy { position: relative; z-index: 1; max-width: 460px; }
body.ip2 .ip3-auth-copy h1 { margin: 0; font-size: 40px; line-height: 1.1; font-weight: 700; letter-spacing: -1px; color: #fff; }
body.ip2 .ip3-auth-copy p { margin: 16px 0 0; font-size: 16px; line-height: 1.6; color: rgba(255, 255, 255, .86); }
body.ip2 .ip3-auth-points { list-style: none; margin: 28px 0 0; padding: 0; display: flex; flex-direction: column; gap: 12px; }
body.ip2 .ip3-auth-points li { display: flex; gap: 10px; align-items: flex-start; font-size: 14.5px; color: rgba(255, 255, 255, .92); }
body.ip2 .ip3-auth-points .ip3-ico { margin-top: 2px; }
body.ip2 .ip3-auth-foot { position: relative; z-index: 1; font-size: 12.5px; color: rgba(255, 255, 255, .7); }
body.ip2 .ip3-auth-main { display: flex; align-items: center; justify-content: center; padding: 40px 24px; }
body.ip2 .ip3-auth-box { width: 100%; max-width: 420px; display: flex; flex-direction: column; gap: 22px; }
body.ip2 .ip3-auth-box h2 { margin: 0; font-size: 28px; font-weight: 700; letter-spacing: -.5px; color: var(--ink); }
body.ip2 .ip3-auth-box > p, body.ip2 .ip3-auth-box header p { margin: 6px 0 0; font-size: 15px; line-height: 1.55; color: var(--muted); }
body.ip2 .ip3-auth-alt { font-size: 14px; color: var(--muted); text-align: center; margin: 0; }
body.ip2 .ip3-seg { display: grid; grid-template-columns: 1fr 1fr; gap: 4px; padding: 4px; border-radius: 12px; background: var(--cloud); }
body.ip2 .ip3-seg label { position: relative; margin: 0; }
body.ip2 .ip3-seg input { position: absolute; opacity: 0; pointer-events: none; }
body.ip2 .ip3-seg span { display: flex; align-items: center; justify-content: center; gap: 8px; height: 40px; border-radius: 9px; font-size: 14px; font-weight: 600; color: var(--muted); cursor: pointer; }
body.ip2 .ip3-seg input:checked + span { background: #fff; color: var(--ink); box-shadow: 0 1px 3px rgba(15, 34, 54, .12); }
body.ip2 .ip3-seg input:focus-visible + span { outline: 2px solid var(--brand); outline-offset: 1px; }
body.ip2 .ip3-pub-top { position: sticky; top: 0; z-index: 50; background: rgba(255, 255, 255, .94); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-bottom: 1px solid var(--line); }
body.ip2 .ip3-pub-top .ip3-top-in { justify-content: space-between; }
body.ip2 .ip3-register { max-width: 1080px; margin: 0 auto; padding: 48px 24px 72px; display: grid; grid-template-columns: minmax(0, 1fr) 460px; gap: 56px; align-items: start; }
body.ip2 .ip3-register h1 { margin: 0; font-size: 38px; line-height: 1.12; font-weight: 700; letter-spacing: -1px; }
body.ip2 .ip3-register-copy > p { margin: 14px 0 0; font-size: 16px; line-height: 1.6; color: var(--muted); }

/* ── Responsive ──────────────────────────────────────────────────────────── */
@media (max-width: 1100px) {
  body.ip2 .ip3-stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  body.ip2 .ip3-products, body.ip2 .ip3-actions { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  body.ip2 .ip3-split { grid-template-columns: 1fr; }
  body.ip2 .ip3-register { grid-template-columns: 1fr; gap: 32px; }
  body.ip2 .ip3-nav a { padding: 0 10px; }
  body.ip2 .ip3-nav a .ip3-ico { display: none; }
}
@media (max-width: 860px) {
  body.ip2 .ip3-auth { grid-template-columns: 1fr; }
  body.ip2 .ip3-auth-side { padding: 24px 20px 28px; gap: 18px; }
  body.ip2 .ip3-auth-side::after { display: none; }
  body.ip2 .ip3-auth-copy h1 { font-size: 26px; letter-spacing: -.5px; }
  body.ip2 .ip3-auth-copy p { font-size: 14.5px; margin-top: 8px; }
  body.ip2 .ip3-auth-points, body.ip2 .ip3-auth-foot { display: none; }
  body.ip2 .ip3-auth-main { align-items: flex-start; padding: 28px 16px 40px; }
}
@media (max-width: 760px) {
  body.ip2 .ip3-top-in { height: 58px; padding: 0 16px; gap: 12px; }
  body.ip2 .ip3-nav, body.ip2 .ip3-me-name { display: none; }
  body.ip2 .ip3-brand b { max-width: 190px; }
  body.ip2 .ip3-main { padding: 20px 16px 104px; gap: 18px; }
  body.ip2 .ip3-head h1 { font-size: 24px; }
  body.ip2 .ip3-head-actions { width: 100%; }
  body.ip2 .ip3-head-actions .ip3-btn { flex: 1; }
  body.ip2 .ip3-stats { gap: 10px; }
  body.ip2 .ip3-stat { padding: 14px; gap: 10px; flex-direction: column; }
  body.ip2 .ip3-stat strong { font-size: 20px; }
  body.ip2 .ip3-products, body.ip2 .ip3-actions, body.ip2 .ip3-docs, body.ip2 .ip3-grid2, body.ip2 .ip3-fields { grid-template-columns: 1fr; }
  body.ip2 .ip3-card-pad { padding: 18px 16px; }
  body.ip2 .ip3-card-head { padding: 16px; }
  body.ip2 .ip3-row { grid-template-columns: auto minmax(0, 1fr) auto; padding: 14px 16px; gap: 12px; }
  body.ip2 .ip3-row .ip3-row-meta, body.ip2 .ip3-row > .ip3-ico:last-child { display: none; }
  body.ip2 .ip3-acc > summary { grid-template-columns: auto minmax(0, 1fr) auto 18px; padding: 14px 16px; gap: 12px; }
  body.ip2 .ip3-acc > summary .ip3-hide-sm { display: none; }
  body.ip2 .ip3-acc-body { padding: 4px 16px 18px; }
  body.ip2 .ip3-table th, body.ip2 .ip3-table td { padding-left: 16px; padding-right: 16px; }
  body.ip2 .ip3-search { width: 100%; }
  body.ip2 .ip3-toolbar > * { flex: 1 1 auto; }
  body.ip2 .ip3-register h1 { font-size: 28px; }
  body.ip2 .ip3-register { padding: 28px 16px 48px; }
  body.ip2 .ip3-banner { padding: 18px; }
  body.ip2 .ip-flash { top: 66px; }
  /* Bottom tab bar: the main sections stay one tap away on a phone. */
  body.ip2 .ip3-tabbar { display: grid; grid-auto-flow: column; grid-auto-columns: 1fr; position: fixed; z-index: 70; left: 0; right: 0; bottom: 0; padding: 6px 6px calc(6px + env(safe-area-inset-bottom)); background: rgba(255, 255, 255, .97); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-top: 1px solid var(--line); }
  body.ip2 .ip3-tabbar a { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 3px; min-height: 52px; border-radius: 12px; font-size: 11px; font-weight: 600; color: var(--muted); text-decoration: none; }
  body.ip2 .ip3-tabbar a.is-on { color: var(--brand); background: var(--brand-soft); }
}
@media (prefers-reduced-motion: reduce) {
  body.ip2 *, body.ip2 *::before, body.ip2 *::after { transition: none !important; animation-duration: .01ms !important; }
}

/* A form that is also the two-column layout (motor checkout) keeps the grid. */
body.ip2 form.ip3-split { display: grid; }
@media (max-width: 1100px) { body.ip2 form.ip3-split aside { position: static !important; } }
/* The motor price stays small while it is still a prompt. */
body.ip2 #premium-preview.is-empty { font-size: 16px !important; font-weight: 600 !important; letter-spacing: 0 !important; }

/* ── App shell: sidebar + footer on desktop (v3.1) ───────────────────────── */
body.ip2 .ip3-app { min-height: 100vh; }
body.ip2 .ip3-side { display: none; }
body.ip2 .ip3-body { min-width: 0; display: flex; flex-direction: column; min-height: 100vh; }
body.ip2 .ip3-body > .ip2-content { flex: 1; min-height: 0; }
body.ip2 .ip3-top-date { display: none; font-size: 13px; color: var(--muted); }
body.ip2 .ip3-av { position: relative; overflow: hidden; }
body.ip2 .ip3-av img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
body.ip2 .ip3-foot { border-top: 1px solid var(--line); background: #fff; }
body.ip2 .ip3-foot-in { max-width: 1240px; margin: 0 auto; padding: 22px 24px 26px; display: flex; flex-wrap: wrap; align-items: center; gap: 12px 28px; }
body.ip2 .ip3-foot-in > div:first-child strong { display: block; font-size: 14px; color: var(--ink); }
body.ip2 .ip3-foot-in > div:first-child span { display: block; font-size: 12px; color: var(--faint); }
body.ip2 .ip3-foot-links { display: flex; flex-wrap: wrap; gap: 8px 20px; flex: 1; }
body.ip2 .ip3-foot-links a { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; color: var(--muted); text-decoration: none; }
body.ip2 .ip3-foot-links a:hover { color: var(--brand); }
body.ip2 .ip3-foot-copy { width: 100%; font-size: 12px; color: var(--faint); }
body.ip2 .ip3-art { display: block; color: var(--brand); max-width: 100%; height: auto; }
@media (min-width: 1024px) {
  body.ip2 .ip3-app { display: grid; grid-template-columns: 264px minmax(0, 1fr); background: linear-gradient(to right, #fff 263px, var(--line) 263px, var(--line) 264px, transparent 264px); }
  body.ip2 .ip3-side { position: sticky; top: 0; height: 100vh; overflow-y: auto; display: flex; flex-direction: column; gap: 6px; padding: 22px 16px 18px; background: #fff; border-right: 1px solid var(--line); }
  body.ip2 .ip3-side > .ip3-brand { padding: 0 8px; }
  body.ip2 .ip3-side-role { padding: 4px 8px 14px; font-size: 12px; color: var(--faint); border-bottom: 1px solid var(--line); margin-bottom: 8px; }
  body.ip2 .ip3-side-nav { display: flex; flex-direction: column; gap: 2px; }
  body.ip2 .ip3-side-nav a { display: flex; align-items: center; gap: 12px; height: 42px; padding: 0 12px; border-radius: 11px; font-size: 14px; font-weight: 600; color: var(--muted); text-decoration: none; }
  body.ip2 .ip3-side-nav a:hover { background: var(--cloud); color: var(--ink); }
  body.ip2 .ip3-side-nav a.is-on { background: var(--brand-soft); color: var(--brand); }
  body.ip2 .ip3-side-sec { margin: 16px 12px 6px; font-size: 11.5px; font-weight: 600; color: var(--faint); }
  body.ip2 .ip3-side-help { margin-top: auto; display: flex; flex-direction: column; gap: 6px; padding: 14px; border-radius: 14px; background: var(--cloud); }
  body.ip2 .ip3-side-help .ip3-art { margin: 0 auto 4px; }
  body.ip2 .ip3-side-help strong { font-size: 14px; color: var(--ink); }
  body.ip2 .ip3-side-help span { font-size: 12.5px; color: var(--muted); line-height: 1.45; margin-bottom: 6px; }
  body.ip2 .ip3-side-out { margin: 8px 0 0; }
  body.ip2 .ip3-side-out button { display: flex; align-items: center; gap: 10px; width: 100%; height: 40px; padding: 0 12px; border: 0; border-radius: 10px; background: none; font-weight: 600; font-size: 14px; font-family: inherit; color: var(--muted); cursor: pointer; }
  body.ip2 .ip3-side-out button:hover { background: #fbebe8; color: var(--bad); }
  body.ip2 .ip3-body .ip3-top .ip3-brand, body.ip2 .ip3-body .ip3-top .ip3-nav { display: none; }
  body.ip2 .ip3-top-date { display: block; }
  body.ip2 .ip3-top-in { max-width: none; padding: 0 32px; }
  body.ip2 .ip3-main { padding: 28px 32px 48px; max-width: none; margin: 0; }
  body.ip2 .ip3-main.is-narrow { max-width: 960px; margin: 0 auto; }
  body.ip2 .ip3-foot-in { max-width: none; padding: 20px 32px 24px; }
}
@media (max-width: 760px) { body.ip2 .ip3-foot { padding-bottom: 76px; } body.ip2 .ip3-main { padding-bottom: 32px; } }

body.ip2 .ip3-auth-art { position: relative; z-index: 1; color: #fff; opacity: .9; }
body.ip2 .ip3-auth-art .ip3-art { color: #fff; }
@media (max-width: 860px) { body.ip2 .ip3-auth-art { display: none; } }

/* Welcome card with drawing */
body.ip2 .ip3-hello { display: flex; align-items: center; gap: 24px; padding: 24px 28px; border-radius: 18px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); overflow: hidden; }
body.ip2 .ip3-hello > div { flex: 1; min-width: 0; }
body.ip2 .ip3-hello h1 { margin: 0; font-size: 28px; font-weight: 700; letter-spacing: -.6px; color: var(--ink); line-height: 1.15; }
body.ip2 .ip3-hello p { margin: 6px 0 16px; font-size: 15px; color: var(--muted); line-height: 1.55; }
body.ip2 .ip3-hello .ip3-art { flex: none; }
body.ip2 .ip3-live { display: inline-flex; align-items: center; gap: 6px; font-size: 12px; font-weight: 600; color: var(--ok); }
body.ip2 .ip3-live::before { content: ""; width: 7px; height: 7px; border-radius: 999px; background: var(--ok); box-shadow: 0 0 0 3px var(--ok-bg); animation: ip3pulse 2s ease-in-out infinite; }
@keyframes ip3pulse { 50% { box-shadow: 0 0 0 6px rgba(20, 156, 107, .08); } }
@media (max-width: 760px) { body.ip2 .ip3-hello { padding: 18px; } body.ip2 .ip3-hello .ip3-art { display: none; } body.ip2 .ip3-hello h1 { font-size: 23px; } }

/* Charts (server-drawn SVG) */
body.ip2 .ip3-chart { display: block; width: 100%; height: auto; }
body.ip2 .ip3-chart .bar { fill: var(--brand); }
body.ip2 .ip3-chart .bar.is-zero { fill: var(--line); }
body.ip2 .ip3-chart text { font: 600 11px "Manrope", system-ui, sans-serif; fill: var(--faint); }
body.ip2 .ip3-chart .val { fill: var(--ink); }
body.ip2 .ip3-donut-wrap { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
body.ip2 .ip3-legend { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 8px; font-size: 13px; color: var(--muted); }
body.ip2 .ip3-legend li { display: flex; align-items: center; gap: 8px; }
body.ip2 .ip3-legend i { width: 10px; height: 10px; border-radius: 3px; display: inline-block; }
body.ip2 .ip3-legend b { color: var(--ink); margin-left: auto; padding-left: 12px; }

/* Agent card, avatar, socials, documents */
body.ip2 .ip3-person { display: flex; align-items: center; gap: 14px; }
body.ip2 .ip3-person .ip3-av { width: 52px; height: 52px; font-size: 16px; background: var(--brand-soft); color: var(--brand); flex: none; }
body.ip2 .ip3-person strong { display: block; font-size: 15px; color: var(--ink); }
body.ip2 .ip3-person small { display: block; font-size: 12.5px; color: var(--faint); }
body.ip2 .ip3-contact-lines { display: flex; flex-direction: column; gap: 8px; margin: 14px 0; font-size: 14px; }
body.ip2 .ip3-contact-lines a, body.ip2 .ip3-contact-lines span { display: inline-flex; align-items: center; gap: 8px; color: var(--ink); text-decoration: none; overflow-wrap: anywhere; }
body.ip2 .ip3-contact-lines a:hover { color: var(--brand); }
body.ip2 .ip3-photo { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
body.ip2 .ip3-photo .ip3-av { width: 84px; height: 84px; font-size: 26px; background: var(--brand-soft); color: var(--brand); }
body.ip2 .ip3-socials { display: flex; flex-wrap: wrap; gap: 8px; }
body.ip2 .ip3-socials a { display: inline-flex; align-items: center; gap: 6px; height: 32px; padding: 0 12px; border-radius: 999px; border: 1px solid var(--line); font-size: 12.5px; font-weight: 600; color: var(--ink); text-decoration: none; }
body.ip2 .ip3-socials a:hover { border-color: var(--brand); color: var(--brand); }
body.ip2 .ip3-reg { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
body.ip2 .ip3-reg > div { padding: 14px 16px; border: 1px solid var(--line); border-radius: 14px; }
body.ip2 .ip3-reg small { display: block; font-size: 12px; color: var(--faint); margin-bottom: 6px; }
body.ip2 .ip3-reg em { display: block; font-style: normal; font-size: 12px; color: var(--faint); margin-top: 6px; }
@media (max-width: 760px) { body.ip2 .ip3-reg { grid-template-columns: 1fr; } }

/* Insurer choice (buy cover step 1) and insurer header (step 2) */
body.ip2 .ip3-insurers { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 16px; }
body.ip2 .ip3-insurer { --ic: var(--brand); position: relative; overflow: hidden; display: flex; flex-direction: column; gap: 14px; padding: 24px 22px 20px; background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow); text-decoration: none; color: var(--ink); transition: border-color .15s ease, box-shadow .15s ease, transform .15s ease; }
body.ip2 .ip3-insurer:hover { border-color: var(--ic); box-shadow: 0 14px 30px -18px rgba(15, 34, 54, .4); transform: translateY(-2px); }
body.ip2 .ip3-insurer-bar { position: absolute; top: 0; left: 0; right: 0; height: 5px; background: var(--ic); }
body.ip2 .ip3-insurer-top { display: flex; align-items: center; gap: 14px; }
body.ip2 .ip3-insurer-top strong { display: block; font-size: 17px; font-weight: 700; letter-spacing: -.2px; }
body.ip2 .ip3-insurer-top small { display: block; margin-top: 2px; font-size: 13px; color: var(--muted); font-style: italic; }
body.ip2 .ip3-insurer-logo { flex: none; display: grid; place-items: center; width: 56px; height: 56px; border-radius: 14px; background: var(--ic); color: #fff; font-size: 22px; font-weight: 700; overflow: hidden; border: 1px solid var(--line); }
body.ip2 .ip3-insurer-logo img { width: 100%; height: 100%; object-fit: contain; background: #fff; padding: 4px; box-sizing: border-box; }
body.ip2 .ip3-insurer-logo.is-lg { width: 84px; height: 84px; border-radius: 18px; font-size: 32px; }
body.ip2 .ip3-insurer-desc { font-size: 13.5px; line-height: 1.55; color: var(--muted); }
body.ip2 .ip3-insurer-facts { display: flex; flex-wrap: wrap; gap: 8px 16px; font-size: 12.5px; color: var(--muted); }
body.ip2 .ip3-insurer-facts > * { display: inline-flex; align-items: center; gap: 6px; color: var(--muted); text-decoration: none; }
body.ip2 .ip3-insurer-facts a:hover { color: var(--brand); }
body.ip2 .ip3-insurer-cta { margin-top: auto; display: inline-flex; align-items: center; gap: 6px; font-size: 14px; font-weight: 700; color: color-mix(in srgb, var(--ic) 62%, #0f2236); }
body.ip2 .ip3-insurer.is-direct { border-style: dashed; }
body.ip2 .ip3-insurer.is-direct .ip3-insurer-cta { color: var(--brand); }
body.ip2 .ip3-insurer-hero { --ic: var(--brand); display: grid; grid-template-columns: auto minmax(0, 1fr) auto; gap: 20px; align-items: center; padding: 22px 24px; background: #fff; border: 1px solid var(--line); border-left: 5px solid var(--ic); border-radius: 18px; box-shadow: var(--shadow); }
body.ip2 .ip3-insurer-hero-main strong { display: block; font-size: 20px; font-weight: 700; letter-spacing: -.3px; color: var(--ink); }
body.ip2 .ip3-insurer-hero-main em { display: block; margin-top: 2px; font-size: 14px; color: var(--muted); }
body.ip2 .ip3-insurer-hero-main p { margin: 8px 0 10px; font-size: 14px; line-height: 1.55; color: var(--muted); max-width: 760px; }
body.ip2 .ip3-insurer-photos { display: flex; gap: 8px; }
body.ip2 .ip3-insurer-photos img { width: 104px; height: 78px; object-fit: cover; border-radius: 12px; border: 1px solid var(--line); }
@media (max-width: 900px) { body.ip2 .ip3-insurer-hero { grid-template-columns: auto minmax(0, 1fr); } body.ip2 .ip3-insurer-photos { grid-column: 1 / -1; } }
@media (max-width: 560px) { body.ip2 .ip3-insurer-hero { grid-template-columns: 1fr; } body.ip2 .ip3-insurer-photos img { width: calc(33% - 6px); } }

/* ── Public pages v3: landing + registration (shared container) ──────────── */
body.ip2 .ip3-wrap { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 24px; box-sizing: border-box; }
body.ip2 .ip3-ph { position: sticky; top: 0; z-index: 60; background: rgba(255, 255, 255, .95); backdrop-filter: saturate(1.4) blur(10px); -webkit-backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid var(--line); }
body.ip2 .ip3-ph-in { height: 72px; display: flex; align-items: center; gap: 28px; }
body.ip2 .ip3-ph-name b { display: block; font-size: 15px; font-weight: 700; letter-spacing: -.2px; max-width: 280px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
body.ip2 .ip3-ph-name small { display: block; font-size: 12px; color: var(--faint); }
body.ip2 .ip3-ph-nav { display: flex; gap: 22px; margin-left: 12px; }
body.ip2 .ip3-ph-nav a { font-size: 14px; font-weight: 600; color: var(--muted); text-decoration: none; }
body.ip2 .ip3-ph-nav a:hover { color: var(--brand); }
body.ip2 .ip3-ph-actions { margin-left: auto; display: flex; align-items: center; gap: 18px; }
body.ip2 .ip3-ph-link { font-size: 14px; font-weight: 600; color: var(--brand); text-decoration: none; }
body.ip2 .ip3-pub { background: #fff; }
body.ip2 .ip3-hero { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: 56px; align-items: center; padding-top: 72px; padding-bottom: 72px; }
body.ip2 .ip3-hero h1 { margin: 0; font-size: clamp(36px, 4.4vw, 54px); line-height: 1.06; font-weight: 700; letter-spacing: -1.6px; color: var(--ink); text-wrap: balance; }
body.ip2 .ip3-hero-copy > p { margin: 20px 0 0; font-size: 18px; line-height: 1.6; color: var(--muted); max-width: 560px; }
body.ip2 .ip3-hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 28px; }
body.ip2 .ip3-hero-trust { list-style: none; margin: 28px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 22px; }
body.ip2 .ip3-hero-trust li { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; color: var(--ink); }
body.ip2 .ip3-hero-trust .ip3-ico { color: var(--ok); }
body.ip2 .ip3-paths { display: flex; flex-direction: column; gap: 12px; padding: 22px; border-radius: 22px; background: var(--cloud); border: 1px solid var(--line); }
body.ip2 .ip3-paths-label { font-size: 13px; font-weight: 700; color: var(--muted); padding: 0 4px; }
body.ip2 .ip3-path { display: flex; align-items: center; gap: 14px; padding: 16px 18px; border-radius: 16px; background: #fff; border: 1px solid var(--line); text-decoration: none; color: var(--ink); transition: border-color .15s ease, box-shadow .15s ease; }
body.ip2 .ip3-path:hover, body.ip2 .ip3-path:focus-visible { border-color: var(--brand); box-shadow: 0 0 0 1px var(--brand); }
body.ip2 .ip3-path-text { flex: 1; min-width: 0; }
body.ip2 .ip3-path-text strong { display: block; font-size: 17px; font-weight: 700; }
body.ip2 .ip3-path-text small { display: block; margin-top: 2px; font-size: 13.5px; line-height: 1.45; color: var(--muted); }
body.ip2 .ip3-path > .ip3-ico:last-child { color: var(--faint); }
body.ip2 .ip3-band { background: var(--cloud); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 48px 0; }
body.ip2 .ip3-band-title { margin: 0 0 22px; text-align: center; font-size: 14px; font-weight: 700; color: var(--muted); }
body.ip2 .ip3-band-note { margin: 18px auto 0; text-align: center; font-size: 13px; color: var(--faint); max-width: 620px; }
body.ip2 .ip3-partners { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; }
body.ip2 .ip3-partners li { display: flex; align-items: center; gap: 10px; height: 72px; min-width: 150px; padding: 0 22px; background: #fff; border: 1px solid var(--line); border-radius: 16px; justify-content: center; }
body.ip2 .ip3-partners img { max-height: 44px; max-width: 150px; object-fit: contain; }
body.ip2 .ip3-partner-mono { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 10px; color: #fff; font-weight: 700; flex: none; }
body.ip2 .ip3-partner-name { font-size: 14px; font-weight: 700; color: var(--ink); }
body.ip2 .ip3-partners.is-compact { justify-content: flex-start; gap: 10px; }
body.ip2 .ip3-partners.is-compact li { height: 56px; min-width: 0; padding: 0 16px; border-radius: 12px; }
body.ip2 .ip3-partners.is-compact img { max-height: 32px; max-width: 110px; }
body.ip2 .ip3-sec { padding-top: 80px; padding-bottom: 8px; }
body.ip2 .ip3-sec:last-child { padding-bottom: 80px; }
body.ip2 .ip3-sec-head { max-width: 640px; margin-bottom: 32px; }
body.ip2 .ip3-sec-head h2 { margin: 0; font-size: clamp(26px, 3vw, 34px); line-height: 1.15; font-weight: 700; letter-spacing: -.8px; color: var(--ink); }
body.ip2 .ip3-sec-head p { margin: 12px 0 0; font-size: 16px; line-height: 1.6; color: var(--muted); }
body.ip2 .ip3-offer { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 16px; }
body.ip2 .ip3-offer-item { display: flex; flex-direction: column; gap: 10px; padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: #fff; }
body.ip2 .ip3-offer-item h3 { margin: 6px 0 0; font-size: 18px; font-weight: 700; color: var(--ink); }
body.ip2 .ip3-offer-item p { margin: 0; font-size: 14px; line-height: 1.55; color: var(--muted); flex: 1; }
body.ip2 .ip3-why { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 56px; align-items: center; }
body.ip2 .ip3-why-art { display: grid; place-items: center; padding: 40px 24px; border-radius: 24px; background: var(--brand-soft); }
body.ip2 .ip3-why h2 { margin: 0 0 24px; font-size: clamp(26px, 3vw, 34px); line-height: 1.15; font-weight: 700; letter-spacing: -.8px; color: var(--ink); }
body.ip2 .ip3-benefits { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px 24px; }
body.ip2 .ip3-benefits li, body.ip2 .ip3-reg2-benefits li { display: flex; gap: 12px; align-items: flex-start; }
body.ip2 .ip3-benefits li > span, body.ip2 .ip3-reg2-benefits li > span { flex: none; display: grid; place-items: center; width: 38px; height: 38px; border-radius: 11px; background: var(--brand-soft); color: var(--brand); }
body.ip2 .ip3-benefits strong, body.ip2 .ip3-reg2-benefits strong { display: block; font-size: 15px; color: var(--ink); }
body.ip2 .ip3-benefits p, body.ip2 .ip3-reg2-benefits p { margin: 3px 0 0; font-size: 14px; line-height: 1.5; color: var(--muted); }
body.ip2 .ip3-agents { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, .7fr); gap: 32px; align-items: center; padding: 40px 44px; border-radius: 24px; background: var(--brand); color: #fff; }
body.ip2 .ip3-agents h2 { margin: 0; font-size: clamp(24px, 2.8vw, 32px); font-weight: 700; letter-spacing: -.6px; color: #fff; }
body.ip2 .ip3-agents p { margin: 12px 0 18px; font-size: 16px; line-height: 1.6; color: rgba(255, 255, 255, .88); max-width: 560px; }
body.ip2 .ip3-agents ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 22px; }
body.ip2 .ip3-agents li { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; }
body.ip2 .ip3-agents-cta { display: flex; flex-direction: column; gap: 10px; }
body.ip2 .ip3-agents-cta .ip3-btn { background: #fff; border-color: #fff; color: var(--brand); justify-content: center; }
body.ip2 .ip3-agents-cta .ip3-btn.is-ghost-light { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .6); }
body.ip2 .ip3-agents-cta .ip3-btn.is-ghost-light:hover { background: rgba(255, 255, 255, .12); }
body.ip2 .ip3-agents-cta small { font-size: 12.5px; color: rgba(255, 255, 255, .8); text-align: center; }
body.ip2 .ip3-steps-row { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
body.ip2 .ip3-steps-row li { padding: 24px; border-radius: 18px; background: #fff; border: 1px solid var(--line); }
body.ip2 .ip3-steps-row b { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 999px; background: var(--brand); color: #fff; font-size: 14px; margin-bottom: 14px; }
body.ip2 .ip3-steps-row strong { display: block; font-size: 17px; color: var(--ink); }
body.ip2 .ip3-steps-row p { margin: 8px 0 0; font-size: 14px; line-height: 1.55; color: var(--muted); }
body.ip2 .ip3-final { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; padding: 36px 40px; border-radius: 24px; border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow); }
body.ip2 .ip3-final h2 { margin: 0; font-size: 26px; font-weight: 700; letter-spacing: -.5px; color: var(--ink); }
body.ip2 .ip3-final p { margin: 6px 0 0; font-size: 15px; color: var(--muted); }
body.ip2 .ip3-pf { background: var(--cloud); border-top: 1px solid var(--line); }
body.ip2 .ip3-pf-in { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr) auto; gap: 24px 40px; padding-top: 36px; padding-bottom: 28px; align-items: start; }
body.ip2 .ip3-pf-in > div:first-child strong { display: block; font-size: 15px; color: var(--ink); }
body.ip2 .ip3-pf-in > div:first-child span { display: block; margin-top: 6px; font-size: 13.5px; line-height: 1.55; color: var(--muted); max-width: 380px; }
body.ip2 .ip3-pf-links, body.ip2 .ip3-pf-nav { display: flex; flex-direction: column; gap: 8px; }
body.ip2 .ip3-pf-links a, body.ip2 .ip3-pf-links span, body.ip2 .ip3-pf-nav a { display: inline-flex; align-items: center; gap: 8px; font-size: 13.5px; color: var(--muted); text-decoration: none; }
body.ip2 .ip3-pf-links a:hover, body.ip2 .ip3-pf-nav a:hover { color: var(--brand); }
body.ip2 .ip3-pf-copy { grid-column: 1 / -1; padding-top: 18px; border-top: 1px solid var(--line); font-size: 12.5px; color: var(--faint); }
/* Registration */
body.ip2 .ip3-reg-page { background: var(--cloud); }
body.ip2 .ip3-reg2 { display: grid; grid-template-columns: minmax(0, 1fr) 460px; grid-template-rows: auto 1fr; column-gap: 48px; row-gap: 0; align-items: start; padding-top: 40px; padding-bottom: 72px; }
body.ip2 .ip3-reg2 > .ip3-reg2-copy:first-child { grid-column: 1; grid-row: 1; }
body.ip2 .ip3-reg2 > .ip3-reg2-more { grid-column: 1; grid-row: 2; }
body.ip2 .ip3-reg2 > .ip3-reg2-form { grid-column: 2; grid-row: 1 / span 2; }
body.ip2 .ip3-roletabs { display: inline-flex; gap: 4px; padding: 4px; border-radius: 12px; background: #fff; border: 1px solid var(--line); margin: 6px 0 22px; }
body.ip2 .ip3-roletabs a { padding: 8px 18px; border-radius: 9px; font-size: 14px; font-weight: 600; color: var(--muted); text-decoration: none; }
body.ip2 .ip3-roletabs a.is-on { background: var(--brand); color: #fff; }
body.ip2 .ip3-reg2-copy { display: flex; flex-direction: column; align-items: flex-start; }
body.ip2 .ip3-reg2-copy > * { max-width: 100%; }
body.ip2 .ip3-reg2-copy h1 { margin: 0; font-size: clamp(30px, 3.4vw, 42px); line-height: 1.1; font-weight: 700; letter-spacing: -1px; color: var(--ink); }
body.ip2 .ip3-reg2-lead { margin: 14px 0 28px; font-size: 17px; line-height: 1.6; color: var(--muted); max-width: 600px; }
body.ip2 .ip3-reg2-benefits { list-style: none; margin: 0 0 24px; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px 24px; width: 100%; }
body.ip2 .ip3-reg2-row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; width: 100%; }
body.ip2 .ip3-reg2-box { padding: 20px; border-radius: 16px; background: #fff; border: 1px solid var(--line); }
body.ip2 .ip3-reg2-box h2, body.ip2 .ip3-reg2-partners h2 { margin: 0 0 14px; font-size: 14px; font-weight: 700; color: var(--ink); }
body.ip2 .ip3-ticks { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }
body.ip2 .ip3-ticks li { display: flex; gap: 8px; align-items: flex-start; font-size: 14px; line-height: 1.45; color: var(--ink); }
body.ip2 .ip3-ticks .ip3-ico { color: var(--ok); margin-top: 2px; }
body.ip2 .ip3-reg2-partners { margin-top: 24px; width: 100%; }
body.ip2 .ip3-reg2-form { position: sticky; top: 96px; padding: 26px; display: flex; flex-direction: column; gap: 18px; }
body.ip2 .ip3-reg2-form-head { display: flex; gap: 12px; align-items: flex-start; }
body.ip2 .ip3-reg2-form-head h2 { margin: 0; font-size: 20px; font-weight: 700; color: var(--ink); }
body.ip2 .ip3-reg2-form-head p { margin: 4px 0 0; font-size: 13px; color: var(--muted); }
body.ip2 .ip3-reg2-form-head b, body.ip2 .ip3-req { color: var(--bad); }
body.ip2 .ip3-reg2-legal { display: flex; gap: 6px; align-items: flex-start; margin: 0; font-size: 12.5px; line-height: 1.5; color: var(--faint); }
body.ip2 .ip3-reg2-legal .ip3-ico { margin-top: 2px; flex: none; }
body.ip2 .ip3-reg2-form-foot { padding-top: 16px; border-top: 1px solid var(--line); font-size: 14px; color: var(--muted); text-align: center; }
@media (max-width: 1024px) {
  body.ip2 .ip3-ph-nav { display: none; }
  body.ip2 .ip3-hero, body.ip2 .ip3-why, body.ip2 .ip3-agents, body.ip2 .ip3-reg2 { grid-template-columns: 1fr; }
  body.ip2 .ip3-hero { padding-top: 44px; padding-bottom: 48px; gap: 32px; }
  body.ip2 .ip3-why-art { display: none; }
  body.ip2 .ip3-reg2-form { position: static; }
  body.ip2 .ip3-reg2 { row-gap: 24px; }
  body.ip2 .ip3-reg2 > .ip3-reg2-copy:first-child, body.ip2 .ip3-reg2 > .ip3-reg2-more, body.ip2 .ip3-reg2 > .ip3-reg2-form { grid-column: 1; grid-row: auto; }
  body.ip2 .ip3-reg2 > .ip3-reg2-form { order: 2; }
  body.ip2 .ip3-reg2 > .ip3-reg2-more { order: 3; }
  body.ip2 .ip3-reg2-lead { margin-bottom: 0; }
  body.ip2 .ip3-pf-in { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  body.ip2 .ip3-wrap { padding: 0 16px; }
  body.ip2 .ip3-ph-in { height: 62px; gap: 12px; }
  body.ip2 .ip3-ph-link, body.ip2 .ip3-ph-name small { display: none; }
  body.ip2 .ip3-ph-name b { max-width: 170px; }
  body.ip2 .ip3-hero h1 { letter-spacing: -1px; }
  body.ip2 .ip3-hero-copy > p { font-size: 16px; }
  body.ip2 .ip3-benefits, body.ip2 .ip3-reg2-benefits, body.ip2 .ip3-reg2-row, body.ip2 .ip3-steps-row { grid-template-columns: 1fr; }
  body.ip2 .ip3-agents, body.ip2 .ip3-final { padding: 26px 22px; }
  body.ip2 .ip3-sec { padding-top: 56px; }
  body.ip2 .ip3-partners li { min-width: 0; flex: 1 1 140px; }
  body.ip2 .ip3-pf-in { grid-template-columns: 1fr; }
  body.ip2 .ip3-reg2-form { padding: 20px; }
}